This also applies here in Canada. I am not sure I will be able to retire. I'm 59. Fortunately, I like my job and it does not require any physical strength and for now I work from home (I'm in IT). As said by others, inflation and the fact that we live longer and healthier lives makes it hard for a lot of people to retire at an early age (65 or less). What worries me the most (especially in my line of work) is the amount of job opportunities what will be lost to AI (this has already begun). So on one side people need to work for a longer period of time and on the other side their will be less job opportunities because of AI (and other factors like ageism no matter what the law says about it). It's not going to be easy.