I am quickly approching 40, I have a wife and newborn son and or the first time am looking into getting a life insurance policy.
I started smoking cigars roughly 3 1/2 years ago.About 2 years ago I had went to get a routine physical as I do every few years and told my doctor that I had started smoking cigars. I told him I smoke about 2 a month but around 3 to 4 around the holidays which is only twice a year.
I hardly consider myself a smoker in the traditional sense,when I hear that term I think of the guy who smokes a pack of cigarettes everyday or who smokes cigars on a daily basis. Of co