Chibearsv

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About Chibearsv

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  • Location
    Suburban Chicago
  • Interests
    Golf, NFL Football, Thoroughbred Horse Racing, Rock Music, and of course Habanos Cigars

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  1. Nope, my original post had nothing to do with the merits of the holiday itself and everything to do with the severe lack of intelligence and foresight of lawmakers to pass any federal holiday with no notice. That and the fact that my industry is getting regulated into the dust by these same ding-a-lings that cannot do anything but rules with no idea of how to interpret them. If you all want to discuss the merits of the holiday itself or who should be grateful to who, please create your own thread.
  2. Of all people, you should have the BRO code. 🤣
  3. And how about the fact that the cigar pictured isn’t maduro?
  4. I'm thankful that I'm able to take advantage of those holidays sometimes and escape out of town for 3 and 4 day weekends. Week long vacations without working are pretty much out of the equation for me so I do enjoy an extra forced day off here and there. I honestly wouldn't take the time off otherwise.
  5. No, the holiday was actually officially Saturday and observed as a day off by the federal government agencies on Friday. We aren’t a broker, we are a lender and tend to have the same days off as the banks. I’m pretty sure the banks didn’t close on either Friday or Saturday since they had no notice to give their customers. Unfortunately in our industry, the decisions or interpretations of the rules by the investors (banks, FNMA, FHLMC, GNMA generally) pretty much determine how a mortgage company must operate. If they decide we broke a rule, they aren’t going to buy a loan we originated
  6. My opinion of BHK 56 is that they are terrific tasting, flawlessly made cigars. I can't fault the cigar for its price. It's hard to justify paying so much for a cigar but it's also a superb treat that I look forward to when I want one - like today 😁 When the box is empty, it will be a challenging decision to buy another, but that doesn't mean I won't. CPE, Sig V, and Espy, will always be in my inventory though; I consider each to be worth every penny.
  7. When she's hot, she's flat bellied on top of the AC register. I'm sure when I show my wife the picture of yours, the fan will be ordered immediately. 😁
  8. EAG JUL 15 San Juan. After sushi cigar on a beautiful cool evening.
  9. It had to take years to come up with their tagline at the end.
  10. I know with Rodgers playing golf and Jeopardy instead of football you're a little down but sheesh. Good morning!
  11. Where should someone get vaccinated? Who's offering the best deals. Might win a barbecue grill in Dallas.
  12. Update, an announcement from the regulatory enforcement agency. Finally, guidance! This was issued after close of business on Friday: Statement by CFPB Acting Director Dave Uejio on Impact of the Juneteenth National Independence Day Federal Holiday on Residential Mortgage Closings WASHINGTON, D.C. — Today, Consumer Financial Protection Bureau (CFPB) Acting Director Dave Uejio issued the following statement: President Biden’s signing of the Juneteenth Nati

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